Best business banking by city — 2026
By Pablo Diaz · Why I left Bank of America →
Six to seven realistic business-banking picks per city, ranked by fit. Mercury, RHO, Novo, Relay, Bluevine, Brex, Found compared on real public pricing. BoA included where its branch network is the deciding factor — ranked lower in categories where it isn’t, with cited reasons drawn from the public regulator record.
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- Best business banking in New York City, NY
- Best business banking in Brooklyn, NY
- Best business banking in Queens, NY
- Best business banking in Bronx, NY
- Best business banking in Staten Island, NY
- Best business banking in Houston, TX
- Best business banking in Dallas, TX
- Best business banking in Austin, TX
- Best business banking in San Antonio, TX
- Best business banking in Fort Worth, TX
- Best business banking in El Paso, TX
- Best business banking in Arlington, TX
- Best business banking in Corpus Christi, TX
- Best business banking in Plano, TX
- Best business banking in Lubbock, TX
- Best business banking in Laredo, TX
- Best business banking in Garland, TX
- Best business banking in Irving, TX
- Best business banking in Amarillo, TX
- Best business banking in Frisco, TX
- Best business banking in McKinney, TX
- Best business banking in Brownsville, TX
- Best business banking in Pasadena, TX
- Best business banking in Killeen, TX
- Best business banking in Mesquite, TX
- Best business banking in Denton, TX
- Best business banking in Carrollton, TX
- Best business banking in Round Rock, TX
- Best business banking in Los Angeles, CA
- Best business banking in San Diego, CA
- Best business banking in San Jose, CA
- Best business banking in San Francisco, CA
- Best business banking in Fresno, CA
- Best business banking in Sacramento, CA
- Best business banking in Long Beach, CA
- Best business banking in Oakland, CA
- Best business banking in Phoenix, AZ
- Best business banking in Tucson, AZ
- Best business banking in Mesa, AZ
- Best business banking in Chandler, AZ
- Best business banking in Scottsdale, AZ
By use case (top metros)
Free business checking
- Free business checking in New York City, NY
- Free business checking in Brooklyn, NY
- Free business checking in Queens, NY
- Free business checking in Bronx, NY
- Free business checking in Staten Island, NY
- Free business checking in Houston, TX
- Free business checking in Dallas, TX
- Free business checking in Austin, TX
- Free business checking in San Antonio, TX
- Free business checking in Fort Worth, TX
- Free business checking in El Paso, TX
- Free business checking in Arlington, TX
For LLCs
For freelancers / sole proprietors
- For freelancers / sole proprietors in New York City, NY
- For freelancers / sole proprietors in Brooklyn, NY
- For freelancers / sole proprietors in Queens, NY
- For freelancers / sole proprietors in Bronx, NY
- For freelancers / sole proprietors in Staten Island, NY
- For freelancers / sole proprietors in Houston, TX
- For freelancers / sole proprietors in Dallas, TX
- For freelancers / sole proprietors in Austin, TX
- For freelancers / sole proprietors in San Antonio, TX
- For freelancers / sole proprietors in Fort Worth, TX
- For freelancers / sole proprietors in El Paso, TX
- For freelancers / sole proprietors in Arlington, TX
For ecommerce
- For ecommerce in New York City, NY
- For ecommerce in Brooklyn, NY
- For ecommerce in Queens, NY
- For ecommerce in Bronx, NY
- For ecommerce in Staten Island, NY
- For ecommerce in Houston, TX
- For ecommerce in Dallas, TX
- For ecommerce in Austin, TX
- For ecommerce in San Antonio, TX
- For ecommerce in Fort Worth, TX
- For ecommerce in El Paso, TX
- For ecommerce in Arlington, TX
For restaurants and cash businesses
- For restaurants and cash businesses in New York City, NY
- For restaurants and cash businesses in Brooklyn, NY
- For restaurants and cash businesses in Queens, NY
- For restaurants and cash businesses in Bronx, NY
- For restaurants and cash businesses in Staten Island, NY
- For restaurants and cash businesses in Houston, TX
- For restaurants and cash businesses in Dallas, TX
- For restaurants and cash businesses in Austin, TX
- For restaurants and cash businesses in San Antonio, TX
- For restaurants and cash businesses in Fort Worth, TX
- For restaurants and cash businesses in El Paso, TX
- For restaurants and cash businesses in Arlington, TX
For contractors and trades
- For contractors and trades in New York City, NY
- For contractors and trades in Brooklyn, NY
- For contractors and trades in Queens, NY
- For contractors and trades in Bronx, NY
- For contractors and trades in Staten Island, NY
- For contractors and trades in Houston, TX
- For contractors and trades in Dallas, TX
- For contractors and trades in Austin, TX
- For contractors and trades in San Antonio, TX
- For contractors and trades in Fort Worth, TX
- For contractors and trades in El Paso, TX
- For contractors and trades in Arlington, TX
For SaaS and software companies
- For SaaS and software companies in New York City, NY
- For SaaS and software companies in Brooklyn, NY
- For SaaS and software companies in Queens, NY
- For SaaS and software companies in Bronx, NY
- For SaaS and software companies in Staten Island, NY
- For SaaS and software companies in Houston, TX
- For SaaS and software companies in Dallas, TX
- For SaaS and software companies in Austin, TX
- For SaaS and software companies in San Antonio, TX
- For SaaS and software companies in Fort Worth, TX
- For SaaS and software companies in El Paso, TX
- For SaaS and software companies in Arlington, TX
For real-estate businesses
- For real-estate businesses in New York City, NY
- For real-estate businesses in Brooklyn, NY
- For real-estate businesses in Queens, NY
- For real-estate businesses in Bronx, NY
- For real-estate businesses in Staten Island, NY
- For real-estate businesses in Houston, TX
- For real-estate businesses in Dallas, TX
- For real-estate businesses in Austin, TX
- For real-estate businesses in San Antonio, TX
- For real-estate businesses in Fort Worth, TX
- For real-estate businesses in El Paso, TX
- For real-estate businesses in Arlington, TX
For agencies and consultancies
- For agencies and consultancies in New York City, NY
- For agencies and consultancies in Brooklyn, NY
- For agencies and consultancies in Queens, NY
- For agencies and consultancies in Bronx, NY
- For agencies and consultancies in Staten Island, NY
- For agencies and consultancies in Houston, TX
- For agencies and consultancies in Dallas, TX
- For agencies and consultancies in Austin, TX
- For agencies and consultancies in San Antonio, TX
- For agencies and consultancies in Fort Worth, TX
- For agencies and consultancies in El Paso, TX
- For agencies and consultancies in Arlington, TX
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New York (61 cities)
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Texas (150 cities)
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California (50 cities)
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